The mood of the American consumer was at another record low in February and is not likely to improve with unemployment expected to rise further.
Those consumer jitters were reinforced by Federal Reserve Chairman Ben Bernanke who told lawmakers a recovery will not begin until 2010.
On the streets, New Yorkers debated whether government actions would help restore confidence on Wall Street.
Conway Gittens reports from New York.Speakers: Ben Bernanke, chairman, U.S. Federal Reserve; William Stock, New Yorker; Jim Giardina, New Yorker; Daryl Johnson, New Yorker