 |
|
|
Blue Cross, the largest health insurer of its
kind in California, has asked physicians across the state to report any “material
medical history” their patients didn’t
mention when they applied for insurance, including “pre-existing pregnancies”, the
Los Angeles Times reports. That request however has raised a lot of questions
on whether disclosing that information would violate the doctor – patient confidentiality
policy.
As it appears, physicians are not ready yet to respond to Blue
Cross’ request: “We’re outraged that they are asking doctors to violate the
sacred trust of patients to rat them out of medical information that patients
would expect their doctors to handle with the utmost secrecy and confidentiality,”
Dr. Richard Frankenstein, president of the California Medical Association, said
to the same newspaper.
At the same time, this could send a message to the patients,
who will be reluctant to telling their doctors information regarding their
health that might compromise their insurance policy. But the Blue Cross is
determined to discover the “health history discrepancies” by having acces to information such as: health history questionnaire completed at the member’s initial
visit to the medical group; pre-existing pregnancies; elective and emergency
surgeries performed; member requests for specialty referrals outside the
medical group and within the medical group; claims from outside providers
requesting payment and first year hospitalizations.
Despite the opposition, the Blue Cross is determined to continue
its campaign and identify members who may not have been honest in their initial
application. The Blue Cross is just one of the insurers that have had to deal
with situations of canceling coverage after failing to check the applications first.
Last year alone, the company was fined $1 million for allegedly inappropriately
canceling policies. “Blue Cross feels it is our responsibility to assure all
records are accurate and up to date for HMO providers,” said Shannon Troughton,
spokesman for WellPoint, which owns the Blue Cross.
© 2007 - 2008 - eFluxMedia