The universal health-care systems, proposed by president elect Barack Obama, may be the last hope for many people living without medical insurance and in poverty. People who have very low incomes cannot afford the hundreds of dollars needed in order afford health insurance, and so they live without any, hoping not to get sick.

 Obama’s system would help these people and many believe that universal health-care is a step in the right direction for the US. On the other hand, many have criticized Obama’s plans for a universal health-care system, calling it of a socialist nature and that it would change the principles the country was founded on.
 
The reformation of the health system was one of the main things that helped Obama win the elections and even though many question if the effort is indeed possible, the entire plan got an important vote of confidence on Thursday. A diverse alliance of doctors, a labor union, the drug industry and health insurers pledged to support the effort, making the entire plan seem more reasonable.

The plan proposed by Barack Obama would cost approximately $50 billion per year and it would imply lower costs for businesses by covering health care in exchange for lower premiums for employees, it will prevent insurers from overcharging doctors for malpractice insurance and require hospitals to collect and report health-care cost.

The fact is that a reformation of the health system is greatly needed and it should be the number one priority.

The financial crisis is a big hold back in the health care system reform and people are worried that this step would make the whole situation even worse.